Create a wallet — register with your phone number and a 4-digit PIN. Takes 30 seconds.
2
Deposit cash — visit any SXDWallet agent nearby and give them cash. They credit SXD to your wallet instantly.
3
Send money — enter the recipient's phone number, amount, and PIN. Money arrives in seconds — anywhere in Africa.
4
Cash out — visit any agent to convert your SXD back to local currency. No bank account needed.
🏦
For Agents
1
Register your business — sign up as an agent through the wallet app and get approved by admin.
2
Load your float — buy SXD to hold in your wallet. This is your working capital for cash-out transactions.
3
Serve customers — use the Agent Portal to process cash in and cash out. Earn 0.5% commission on every transaction automatically.
Supported countries
🌍 Works across all 54 African countries
🇺🇬 Uganda
🇰🇪 Kenya
🇹🇿 Tanzania
🇳🇬 Nigeria
🇬🇭 Ghana
🇿🇦 South Africa
🇷🇼 Rwanda
🇪🇹 Ethiopia
🇪🇬 Egypt
🇲🇦 Morocco
🇸🇳 Senegal
🇨🇲 Cameroon
🇿🇲 Zambia
🇲🇿 Mozambique
🇧🇮 Burundi
+ 39 more
📞No smartphone? No problem.
Dial *217*YOURCODE# on
any phone to check balance, send money, and find agents — no internet required.
🔐Bank-grade security
Every wallet is protected by secp256k1 elliptic curve cryptography — the same standard used by Bitcoin.
Your private key is encrypted by your PIN and never stored in plaintext.